O'Fallon, Scott Air Force Base and Belleville real estate and homes for sale in Illinois - Susan and David Holden, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Welcome! Here You Can Find Great Information on O'Fallon Illinois Real Estate, Scott Air Force Base, Shiloh Illinois, Swansea Illinois and Belleville Illinois Real Estate 

 

Thank you for checking out our website.  If you are looking to buy or sell a home, this is the place to begin your search.  As longtime residents of the O'Fallon area, we are in a unique position to provide the most comprehensive information available on Real Estate, neighborhoods, builders, schools, local events, shopping, here to eat, where to find a Vet, and much more.
 
The real estate market is constantly changing.  It is our job and our passion to stay on top of it and keep you informed with the most current information available

Check out our blog for current market conditions and sign up for our monthly newsletter to be kept in the loop.  Wondering about local mortgage officers and current rates?  Just ask and we'll send you updated daily information on what the mortgage industry is doing.  Occasionally, we will provide a detailed explanation of what's happening behind the scenes  on the money side to give you more insight as to why things are the way they are. Feel  free to take a look around our site to learn more about our communities.  Questions?  Please ask.  We are very accessible and will respond quickly to your request.  Be sure to check back often as we are constantly adding more features and content to the site in an effort to provide you with the most detailed information on real estate in the O'Fallon, Shiloh, Swansea and Belleville areas.  We can be reached by email or phone. 

You can contact us with confidence.  Your privacy will be protected and our services on this site are free and without obligation.

Buying or selling a home is one of the biggest events in your life.  We understand that and have helped more than 1,000 folks just like you move in and out of the area.  We have the experience, the local knowledge and the goal of making your real estate experience as stress free and smooth as possible.  But don't take our word for it, check out our testimonials just to the left and you�ll get more insight into how we operate. 

Thanks again for visiting.  We look forward to working with you!

 

 




Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
See More Real Estate Trivia >


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Susan and David Holden, REALTOR®, real estate agent and broker for O'Fallon, Scott Air Force Base and Belleville, Illinois home listings, property and land for sale - NUMBER1EXPERT

Susan and David Holden Broker/Owners
RE/MAX Preferred

1668 Windham Way - Lakepointe Centre
O'Fallon, IL 62269
Susan Mobile: 618-531-4926
David Mobile: 618-531-4887
DavidHolden@remax.net
SusanHolden@remax.net

Thank you for visiting us at www.ofallonrealestate.com we look forward to assisting you in your home buying or selling needs. We believe in a "hands on" approach to Real Estate, this is why you will deal only with us during your transaction. This allows us to manage all aspects and react to changes quickly. Please do not hesitate to contact us for more details

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